Oxbury Bank is offering competitively priced finance following partnership with BAPL

Ali Capper says retailers need to offer long-term contracts to help growers unlock finance

Ali Capper says retailers need to offer long-term contracts to help growers unlock finance

Industry body British Apples & Pears (BAPL) has announced a new partnership with specialist agricultural bank Oxbury to provide bespoke financial solutions for British topfruit growers.

The partnership is designed to help growers invest in orchard planting and specialist equipment for harvesting, grading and packing. That in turn aims to directly support BAPL’s ambition for at least 60 per cent of apples sold in the UK to be British by 2035.

Through Oxbury Farm Loans and Oxbury Asset Finance, growers can access flexible, competitively priced finance tailored to their sector and seasonal business needs, BAPL explained. The facilities include funding for up to 100 per cent of planting and establishment costs, interest-only and drawdown options, and no early repayment fees, all structured to fit the realities of topfruit production cycles.

“British apple and pear growers are investing for the future – but they need access to finance that understands their business,” said Ali Capper, executive chair of BAPL. “This partnership with Oxbury Bank is about ensuring that our growers can modernise, replant, and expand with confidence.

“Crucially, access to these competitive loans depends on secure, multi-year supply arrangements – so we’re calling on retailers to commit to long-term partnerships that give growers access to these products and the security they need to invest. Only by working together can we grow more British fruit for consumers.”

Applications are subject to status, terms and conditions apply, and a grower-packer corporate retailer supply contract of at least 10 years is required.

Nick Evans, managing director and founder of Oxbury Bank, said: “We’re proud to support British apple and pear growers through this partnership with BAPL. Our farm loans and asset finance products are built to help growers invest in new orchards and the equipment that drives efficiency and productivity. Together, we can help secure the future of British fruit growing and strengthen the UK’s food resilience.”